Pave

pave.dev

Pave is a financial technology company focused on enhancing credit access for underserved consumers and businesses. By leveraging AI-powered cashflow analytics, Pave transforms transaction data and credit reports into actionable insights, enabling lenders to identify healthy borrowers often overlooked by traditional credit scoring methods. Their platform offers customizable solutions that integrate seamlessly with existing risk models, allowing lenders to increase approvals, reduce defaults, and optimize credit limits. With a mission to promote financial inclusion, Pave serves a diverse clientele, including banks, credit unions, and fintechs, and has built a robust data network from over 20 million borrowers.